Sivage Homes has formed a relationship with First Continental Mortgage as our Preferred Lender. First Continental Mortgage was chosen for the trust and attention they provide during the purchasing process. They help to find and provide the best loan program to fit each individual purchaser. Some of the available loan programs include:
- Conventional
- FHA
- Veteran’s Administration
- Texas Veteran
- Texas Bond Program
- Home for Heroes
- Professional Educators Bond
- 2/1 Buy Down
- Fast & Easy
- and more…
What’s my payment?
This handy Mortgage Calculator will help you calculate your monthly principal and interest payment based on the loan amount, interest rate, and loan term you input. For personalized, more detailed payment amount, please call us now!
Mortgage Glossary
For some helpful definitions to some commonly used mortgage terms, click HERE.
The Mortgage Process:
- Sign the Purchase Agreement for your new Sivage Home!
- Fill out the First Continental Mortgage Loan Application online.
- You will be contacted by your Mortgage Loan Specialist within 48 hours to schedule an appointment.
- Gather all necessary documentation (see below for the list) and fax to the Mortgage Loan specialist at 210.568.4223 prior to your mortgage appointment.
- Your Mortgage Loan specialist will review your application and provide you different scenarios based on your financial position before making a decision.
- Once approved, you will be contacted by our Design Gallery specialist to set a time for your private appointment to make selections for your new home.
- Once your Design Gallery appointment is complete, construction will begin on your new home.
- 30-60 days prior to closing, you will be contacted by First Continental Mortgage to update your loan paperwork and provide contact information for your Homeowner’s Insurance Agent.
- The final step will be to close on your home when it is completed.
What to gather PRIOR to your Mortgage Appointment:
In order to simplify the mortgage process, please gather and fax to First Continental Mortgage at 210.568.4223 the following documents prior to your mortgage appointment:
- Pay Stubs covering the most recent 30 days of pay
- W-2’s for the last two years
- Tax Returns, all pages, all schedules, for self-employed and commissioned applicants for the last two years
- Bank Statements covering the most recent 2 months, all pages, all accounts
- DD214 (military applicants)
- Statement of Service (military applicants)
- Certificate of Eligibility (military applicants)
What to bring to your Mortgage Appointment:
- Copy of Driver’s License or Identification Card
- Copy of Social Security Card
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